Terms of Use

1. Not Financial Advice

The content on RuncheyResearch.com is for informational and educational purposes only. Nothing on this website constitutes:

• Investment advice
• Financial advice
• Trading advice
• A recommendation to buy, sell, or hold any security
• An offer or solicitation to buy or sell any security

We are not registered investment advisors, broker-dealers, or financial planners. We do not provide personalized financial guidance.

2. No Fiduciary Relationship

Your use of this website does not create any fiduciary, advisory, or professional relationship between you and Runchey Research. We owe you no duty of care regarding your investment decisions. You should consult with a qualified financial advisor who understands your specific financial situation before making any investment decisions.

3. AI-Generated Content Disclaimer

Our analyses are generated using artificial intelligence (AI) language models. This means:

• Content may contain errors, inaccuracies, or "hallucinations"
• Financial data may be outdated or incorrectly parsed
• AI models have knowledge cutoff dates and may miss recent developments
• Different AI models may reach different conclusions from the same data

While we implement safeguards (multi-model validation, human verification layers), we cannot guarantee the accuracy, completeness, or timeliness of any information presented.

4. Your Responsibility

By using this website, you acknowledge and agree that:

• You are solely responsible for your own investment decisions
• You will conduct your own due diligence before investing
• You understand that investing involves risk, including loss of principal
• Past performance does not guarantee future results
• You will not rely solely on the content of this website for investment decisions

5. No Guarantees

We make no representations or warranties of any kind, express or implied, regarding:

• The accuracy or completeness of any content
• The results you may obtain from using the content
• The performance of any security mentioned on this website
• The suitability of any investment for your particular situation

6. Limitation of Liability

To the maximum extent permitted by law, Runchey Research and its operators shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of this website or reliance on any content herein. This includes, but is not limited to, any losses incurred from investment decisions made based on content from this website.

7. Intellectual Property

The content, design, and methodology on this website are the intellectual property of Runchey Research. You may not reproduce, distribute, or create derivative works without permission. Personal, non-commercial use of the content for your own research is permitted.

8. Third-Party Data

We use financial data from third-party sources (SEC filings, financial aggregators, market data providers). We do not guarantee the accuracy of third-party data and are not responsible for errors originating from external sources.

9. Modifications

We reserve the right to modify these terms at any time. Continued use of the website after changes constitutes acceptance of the new terms. We will update the "Last updated" date when changes are made.

10. Governing Law

These terms shall be governed by and construed in accordance with the laws of the United States. Any disputes arising from these terms or your use of the website shall be resolved in the appropriate courts.