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Will insider net selling exceed 10 million shares in the 60 days following lock-up expiration (March 9 - May 8, 2026)?

Resolves May 31, 2026(75d)
IG: 0.64

Current Prediction

55%
Likely Yes
Model Agreement70%
Predictions9 runs
Last UpdatedMarch 17, 2026

Why This Question Matters

The 60-day post-lock-up window reveals insider conviction levels.

GOVERNANCE_ALIGNMENTNARRATIVE_REALITY_GAP

Prediction Distribution

0%25%50%75%100%
opus
sonnet
haiku
Range: 50%60%Aggregate: 55%
Individual Predictions(9 runs)
opusRun 1
55%

Based on KLAR analysis signals and monitoring triggers. Credit provision trajectory is the dominant factor.

Credit provision trajectoryManagement executionMarket conditions
opusRun 2
50%

Weighting credit risk factors more heavily given subprime consumer demographics.

Subprime consumer mixProvision rate uncertaintyLeverage constraints
opusRun 3
58%

Weighting Chairman purchase signal and operational momentum more heavily.

Chairman $50M purchase signalRevenue acceleration to 38%AI cost savings
sonnetRun 1
57%

Balancing growth momentum against credit headwinds and regulatory risk.

966K merchant network growthQ4 provision improvementGuidance credibility
sonnetRun 2
52%

Emphasizing class action risk and EU regulatory tightening as headwinds.

Securities class action factual basisEU regulation tighteningLock-up selling risk
sonnetRun 3
55%

Centering on base case with balanced risk assessment across all signals.

Balanced view of growth vs credit riskManagement track recordMarket positioning
haikuRun 1
60%

Revenue growth and network effects support the base case outcome.

Strong revenue momentumTwo-sided networkAI efficiency
haikuRun 2
53%

Credit cycle sensitivity creates meaningful downside risk to base case.

Subprime exposureMacro sensitivityLeverage constraints
haikuRun 3
55%

Near consensus view with moderate uncertainty reflecting mixed signal environment.

Mixed signals balanceHigher scrutiny warrantedMonitor credit trajectory

Resolution Criteria

Resolves YES if total insider selling (by officers, directors, and 10%+ holders) minus total insider buying exceeds 10,000,000 shares in aggregate during the period March 9, 2026 through May 8, 2026, as disclosed in Form 4 and Form 144 filings. Resolves NO if net insider selling is 10,000,000 shares or fewer.

Resolution Source

SEC Form 4 and Form 144 filings for Klarna Group plc

Source Trigger

Post-Lock-up Insider Selling Volume -- 335M shares eligible since March 9. Monitor for heavy selling (50M+ shares in 60 days).

fugazi-filterGOVERNANCE_ALIGNMENTHIGH
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